Credit

For many American households, rising costs of living and stagnating wages may mean a greater need for credit to bridge temporary cash flow gaps or to weather short-term emergencies. But access to affordable credit remains a significant challenge. To meet this need, several financial products are emerging to help borrowers access credit and build credit profiles. New lending models have found ways to improve credit access for borrowers while minimizing lender risk. This webinar will feature a panel of speakers who are taking new and innovative community development financial institutions (CDFI) approaches to small-dollar lending and credit building. Speakers Dan Apfel, CEO, Genesee Co-op Nick Mitchell-Bennett, CEO, cdcb; Administrator, RGV Multibank  Ines Polonius, CEO, Communities Unlimited  Paul Quintero, CEO, Ascendus Brett Theodos, Director, Center for Local Finance and Growth, Urban Institute